Get a Financial Advisor who puts your best interest first
Good financial planners and advisors are compared to life coaches because they can help with many complex financial decisions throughout your life. Our Principle Advisor – Anita Dalakoti has consistently been recognized among the top 1% of financial advisors across the world. She is a Life Member of the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®. Anita specializes in insurance and investment solutions taking care of Retirement, Estate & Financial Planning needs of individual clients and business owners with diverse backgrounds.
At Dalakoti Financial & Insurance Services you are serviced by a team of professionals whose sole purpose is to get you the best advice and ensure you are comfortable with the recommendations made which in turn will enable you to take action. Anita and her team will guide your financial choices in the right direction by offering appropriate insurance and investment plans based on your needs.
WHY YOU NEED A FINANCIAL ADVISOR?
A Financial Advisor is someone who helps you with every aspect of your financial life by suggesting most suitable investments and insurance services and plans to reach your goals even faster.
Advised clients have greater net worth over time
Source: The Gamma Factor and the value of Financial Advice, Claude Montmarquette, Natalie Viennot-Briot, 2016
Advised clients are more successful at saving
Source: Canadian Investors’ Perceptions of Mutual Funds and the Mutual Fund Industry, Pollara 2019.
Working with an advisor encourages savings and investing
Source: The Gamma Factor and the value of Financial Advice, Claude Montmarquette, Natalie Viennot-Briot, 2016
Our Expertise
Our Advisors are passionate about bringing the very best financial expertise and services to our clients. We provide financial management services, estate planning, personal insurance, corporate and tax planning services. Our goal is to help you find a realistic path to achieving your dreams and aspirations while feeling financially confident.
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Insurance
- Life Insurance – Life insurance guarantees tax-free payment to keep your family financially protected through tough economic times in the event of sudden death. It is also an extremely effective Finacial & Estate Planning tool.
- Critical Illness Insurance – Critical illness insurance is designed to protect your lifestyle, provides financial security and flexibility giving you choices to cope during a challenging recovery from serious illness.
- Long Term Care Insurance – Long term care insurance offers coverage in the event of becoming unable to take care of oneself. It is triggered when one requires assistance to perform activities of daily living like eating, toileting, bathing, moving to & from from a bed to a chair on your own. It also covers some forms of dementia.
- Disability Insurance – Disability insurance provides financial security to your family if you become disabled as a result of unforeseen illness or accident. Up to 67.7% of your income is replaced tax free during the period of disability.
- Personal Health & Dental Insurance – Health and Dental insurance provides health and dental coverage on top of government plans, allowing you to plan ahead and concentrate on healing rather than on paying expenses.
- Travel Insurance – Whether travelling for pleasure or business, unexpected accident or health problems might occur anywhere, and it is a great idea to be covered with Travel Insurance.
Investments
Mutual Funds
- RRSP – Registered Retirement Savings Plan (RRSP) is a vehicle for retirement savings and investments with specific tax advantages. You can reduce your taxable income annually by contributing to a RRSP plan.
- RESP – Registered Education Savings Plan is a government sponsored plan that allows you to save for your child’s or grandchild’s post secondary education. RESP accounts receive grants from the government that allow you to save more.
- TFSA – Tax Free Savings Account is a government sponsored plan that allows you to grow your money and not pay taxes on the growth.
- NON-REGISTERED ACCOUNTS – If you have utilized all the government sponsored plans, and still have money to invest, you should open non-registered accounts. They do not give you any tax benefits, but growth in such investments are taxed favourably as capital gains.
Exempt Market Products
- Exempt market securities provide investors with opportunity to diversify portfolio and has broader range of products to help them achieve their financial goals and needs.
Anita Dalakoti
Financial Advisor
Ms. Dalakoti has extensive experience in the financial industry and proven track record. As the current President of Dalakoti Financial & Insurance Services Inc., & CEO of Apple Insurance & Financial Services inc., Anita covers the entire spectrum of services both in the general and personal insurance industry. She also manages money for her clients, helping them achieve their life goals like purchasing a first home, saving for children’s education or planning for retirement and estate needs. Read more…
Wealth of Experience
Ms. Dalakoti has been specializing in insurance and investment solutions taking care of Retirement, Estate & Financial Planning needs of individual clients and business owners since January 2005.
Global Reach
Our Financial Advisor excels in cross-cultural work environments. Anita is multilingual — fluent in English, Hindi, Urdu and Mandarin — her Russian and French are a wee bit rusty.
Satisfied Clients
Anita works assiduously for her clients and the greater good of society while receiving outstanding reviews based on her honest and direct approach to life and financial matters.
Our Advantages
In an advanced and fast-paced world many people often skip crucial steps they need to take to successfully manage and grow their wealth. Working with our team gives you a partner who will research the best investment and insurance coverage options to suit your financial needs.
Expertise
Our team of professionals rely on extensive knowledge and long-standing experience in the investment and insurance industry to construct personalized financial plans that serve as a road map for you, your family,
and your company’s financial future.
Security and Confidentiality
Security and confidentiality of your personal information is very important to us. We will not share any private information with third-party individuals or companies, unless we receive explicit instructions from you to do so.
Individual Approach
Our team will work with you to understand your financial situation and get a complete picture of your assets, liabilities, income, and expenses in order to make appropriate recommendations suitable for your
specific situation.
High-Quality Service
Our Advisors will become an integral part of your financial journey - we will set up regular meetings to make sure you’re on the right track. Our team will always make time for you whenever you request a meeting.
Efficiency
In addition to ongoing meetings,
our Advisors can suggest possible improvements to your current plan that might help you achieve your goals
more effectively.
Revenue Growth
Our services include a broad range of insurance and investment plans. We believe that a personalized Financial Plan with a diverse portfolio usually brings long-term stability.
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